Chicago-Naperville-Elgin Metro Guide · Last verified Apr 12, 2026
7 local programs from county, city, utility, and regional sources for Chicago-Naperville-Elgin area homeowners. 7 currently open and accepting applications.
These are county, city, utility, and regional programs specific to the Chicago-Naperville-Elgin metropolitan area. They're in addition to Illinois's statewide programs and federal credits that all homeowners can access.
| Program | Administrator | Value | Status | Source |
|---|---|---|---|---|
| Cook County Homeowner Exemption | Cook County Assessor | Up to $950 | Open | Official |
| Cook County Senior Citizen Exemption | Cook County Assessor | Up to $800 | Open | Official |
| Cook County Senior Freeze Exemption | Cook County Assessor | Up to $2,000 | Open | Official |
| Ameren Illinois Efficiency Discounts | Ameren Illinois | Up to $1,150 | Open | Official |
| ComEd HVAC & Appliance Rebates | ComEd | Up to $2,000 | Open | Official |
| Nicor Gas Residential Energy Efficiency Rebates | Nicor Gas | Up to $225 | Open | Official |
| Peoples Gas Home Energy Rebate Program | Peoples Gas | Up to $500 | Open | Official |
Cook County Assessor
Reduces Equalized Assessed Value by $10,000, saving the average homeowner about $950/year. Auto-renews once applied.
Must own and occupy as principal residence. Auto-renews after first application.
Cook County Assessor
Additional $8,000 reduction in equalized assessed value for homeowners 65+. No income requirement.
Must be 65+ and own/occupy as principal residence. Must apply annually.
Cook County Assessor
Freezes assessed value of home at base-year level for seniors 65+ with household income up to $65,000 (increasing to $75,000 in tax year 2026).
Must be 65+ with household income up to $65,000 (2025) or $75,000 (2026). Must own and occupy as principal residence.
Income limit increases to $75,000 for tax year 2026
Ameren Illinois
Ducted air-source heat pump $900, ductless mini-split $630, heat pump water heater $1,150. Plus smart thermostat rebates and insulation/air sealing.
Must be an Ameren Illinois residential customer. Some programs require pre-approval.
ComEd
Central heat pump $2,000, ductless mini-split $1,300, plus rebates for furnaces, boilers, central AC tune-ups, duct sealing, insulation, smart thermostats, and ENERGY STAR appliances.
Must be a ComEd residential customer in northern Illinois. Some programs require pre-approval.
Nicor Gas
Rebates on high-efficiency furnaces (up to $225), boilers, smart thermostats, and other gas equipment. Qualifying purchases Jan 1 - Dec 31, 2026.
Must be current Nicor Gas residential customer. 1-2 unit home. Apply within 90 days or by Jan 31, 2027.
Program runs Jan 1 - Dec 31, 2026
Peoples Gas
Rebates for HVAC and water heating: furnace ($200-$225), boiler (up to $500), smart thermostats. Valid Jan 1 - Dec 31, 2026.
Must be current Peoples Gas residential customer in Chicago. Equipment must meet minimum efficiency standards.
Program runs Jan 1 - Dec 31, 2026
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These 7 local programs are on top of federal credits and Illinois state rebates. Take the free quiz to see your personalized total.
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