Memphis Metro Guide · Last verified Apr 12, 2026
8 local programs from county, city, utility, and regional sources for Memphis area homeowners. 8 currently open and accepting applications.
These are county, city, utility, and regional programs specific to the Memphis metropolitan area. They're in addition to Tennessee's statewide programs and federal credits that all homeowners can access.
| Program | Administrator | Value | Status | Source |
|---|---|---|---|---|
| Davidson County Property Tax Freeze | Nashville Metro Trustee | Up to $2,000 | Open | Official |
| Shelby County Property Tax Freeze | Shelby County Trustee | Up to $1,500 | Open | Official |
| Tennessee Property Tax Relief (Davidson) | Tennessee Comptroller / Nashville Trustee | Up to $1,200 | Open | Official |
| Tennessee Property Tax Relief (Shelby) | Shelby County Trustee / TN Comptroller | Up to $1,200 | Open | Official |
| MLGW Home Uplift Program | Memphis Light Gas & Water / TVA | Up to $8,600 | Open | Official |
| NES Home Uplift Program | Nashville Electric Service / TVA | Up to $8,600 | Open | Official |
| TVA EnergyRight Residential Rebates via MLGW | Memphis Light Gas & Water / TVA | Up to $3,000 | Open | Official |
| TVA EnergyRight Residential Rebates via NES | Nashville Electric Service / TVA | Up to $3,000 | Open | Official |
Nashville Metro Trustee
Freezes property tax at base year amount for homeowners 65+ with income under $61,920
Age 65+ by Dec 31 of tax year; combined income under $61,920; own and occupy primary residence
Apply by April 5 annually
Shelby County Trustee
Freezes property tax at base year amount for homeowners 65+ meeting income limits
Age 65+ by end of application year; income limits apply; own and occupy primary residence
Apply annually; deadline April 5
Tennessee Comptroller / Nashville Trustee
Tax relief for homeowners 65+ or disabled with income under $37,530; reimburses portion of taxes paid
Age 65+ or totally disabled; income under $37,530; disabled veterans no income limit
State-funded; apply by April 5
Shelby County Trustee / TN Comptroller
State-funded tax relief for homeowners 65+ or disabled with income under $37,530
Age 65+ or totally/permanently disabled; income under $37,530; disabled veterans no income limit
State-funded rebate; apply by April 5
Memphis Light Gas & Water / TVA
Free energy efficiency and weatherization upgrades for income-qualified MLGW customers
MLGW customer; limited-income per HUD guidelines; own home in MLGW service area
Funded by TDEC grants and TVA
Nashville Electric Service / TVA
Free energy efficiency upgrades averaging $8,600 per home for income-qualified homeowners; saves ~$534/year
NES customer; limited-income per HUD guidelines; must own home in NES service area
Supported by TDEC $750K grant + TVA funding
Memphis Light Gas & Water / TVA
Rebates $250-$3,000: heat pumps $500-$800, geothermal $3,000, central AC $250-$400, duct sealing $300, air sealing $300
MLGW residential customer; must use Quality Contractor Network member
Nashville Electric Service / TVA
Rebates $250-$3,000: heat pumps $500-$800, geothermal $3,000, central AC $250-$400, duct sealing $300, air sealing $300
NES residential customer; must use Quality Contractor Network member
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These 8 local programs are on top of federal credits and Tennessee state rebates. Take the free quiz to see your personalized total.
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