Federal Rebate Guide · Updated April 2026

HOMES Rebate Program 2026: Save Up to $8,000 on Energy Efficiency Upgrades

The Home Efficiency Rebates (HOMES) program provides up to $8,000 for whole-home energy efficiency improvements. Funded by the Inflation Reduction Act and administered state-by-state, this program rewards homeowners who reduce their energy consumption by 20% or more. Here's everything you need to know.

How much is the HOMES rebate and who qualifies?

Income Level20-34% Savings35%+ Savings
Below 80% AMIUp to $4,000Up to $8,000
80-150% AMIUp to $2,000Up to $4,000
Above 150% AMIUp to $2,000Up to $4,000

AMI = Area Median Income. Your local AMI varies by location. Check your AMI on energy.gov

Which states have the HOMES rebate program open right now?

The HOMES program is administered state-by-state. Each state received federal funding and is rolling out at its own pace. Here is the current status for the states we track:

StateStatusAdministering AgencyDetails
TexasOpenSECOView guide
FloridaOpenFDACSView guide
ColoradoOpenCEOView guide
New YorkOpenNYSERDAView guide
PennsylvaniaOpenDEPView guide
IllinoisOpenDCEOView guide
GeorgiaOpenGEFAView guide
North CarolinaOpenDEQView guide
CaliforniaWaitlistCECView guide
OhioComing SoonDSAView guide

What home improvements qualify for HOMES rebates?

Unlike HEAR (which covers specific appliances), HOMES is based on total energy savings. Any combination of improvements that reduces your home's energy use by 20% or more can qualify. Common qualifying improvements include:

Insulation & Air Sealing

Attic insulation, wall insulation, air sealing, weatherstripping. Often the highest-impact and lowest-cost upgrades.

HVAC Upgrades

High-efficiency furnaces, central AC, ductless mini-splits. Upgrading to a heat pump can count toward both HOMES and HEAR.

Windows & Doors

Energy Star certified windows and exterior doors. Impact is especially high in extreme climates.

Water Heating

Heat pump water heaters, solar water heating, tankless systems. Must show measurable energy reduction.

Duct Sealing & Repair

Sealing and insulating ductwork to prevent conditioned air loss. Often overlooked but highly cost-effective.

Smart Thermostats & Controls

Programmable and smart thermostats that demonstrate energy savings over time.

HOMES + HEAR can be combined

If you install a heat pump (HEAR-eligible) as part of a whole-home efficiency project (HOMES-eligible), you can potentially claim both rebates — up to $22,000 in combined savings.

How do you apply for the HOMES rebate?

The application process varies by state, but the general steps are consistent:

1

Check your state's program status

Not all states have launched. Use our state guides to find your state's administering agency and current status.

2

Get a home energy assessment

Most states require a certified energy audit to establish your baseline energy use. Some states cover audit costs for income-qualifying households.

3

Choose qualifying improvements

Work with your energy auditor to identify improvements that will achieve 20%+ energy savings (or 35%+ for maximum rebates).

4

Use an approved contractor

Most states require work to be done by contractors enrolled in the program. Check your state portal for approved contractor lists.

5

Submit your application

File through your state's designated portal with documentation of completed work and energy savings verification.

6

Receive your rebate

Processing times vary by state. Some states offer point-of-sale discounts; others issue rebate checks after verification.

Free rebate alerts

We monitor HOMES and HEAR program status in all 50 states. When a program opens or a waitlist moves, you'll be the first to know.

No spam. Just alerts when programs change in your state.

Could you qualify for HOMES + other credits?

HOMES is just one piece of the puzzle. Take our free 2-minute quiz to see your complete savings potential — including HEAR, solar credits, homestead exemptions, and family tax credits.

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